-Online banking fee
-Collector invoice / Installment with more below.
Collector Invoice / Installment
Flexibility and freedom of choice - pay at once or in installments, at the pace you choose Invoice and overdraft give you more time to pay for your e-commerce purchases. Using them, you can wait for your order to arrive in peace before paying it. You can make a payment either with a single invoice or, in smaller installments, with an overdraft, allowing you to make the monthly payment that works best for you and spread the payment over a maximum of 36 months. Free payment period with invoice - safe and easy transactions With the invoice, you always get 45 days interest-free payment period for your e-commerce purchases. The long payment period allows you time to review your purchase and, if necessary, return it before the invoice is due. To take advantage of the payment period, you need a positive credit decision, which is easy to apply for at the time of purchase. You can apply for it if you are at least 18 years old and have a Finnish personal identity number and a permanent, official home address in Finland. Your credit information is also checked from Bisnode Finland Oy's register. The payment method can be used for purchases up to € 5,000. In installments, paying off the economy - a convenient way to spread the impact of your purchase over several months Once you have received a positive credit decision and confirmed the purchase transaction, you will receive an invoice for your purchase in your email. If you want to pay the invoice in smaller parts and with a payment period that suits you better (1-36 months), you must enter into a credit agreement with Collector Bank for a continuous credit by logging in to My Pages at oma.collector.fi. Upon signing the credit agreement, you will be granted a credit limit that is available for subsequent purchases in accordance with the credit terms. When you have a valid credit agreement, you will only have to pay the minimum amount stated on the invoice you received by the due date, but you can also pay a higher amount if you wish. You will then be sent a monthly email invoice until your credit is fully paid. If you wish, you can also reduce your credit in installments larger than the minimum amount stated on the invoice. Credit costs and credit example: Purchases made from the ehp-selling.com online store are subject to promotional terms, according to which the interest rate on the overdraft is 19.2% expressed as a nominal annual interest rate and the monthly fee is € 2.95 per month. If the credit limit granted is € 1,000 and has been used in full for purchases made from the ehp-selling.com online store and the credit is repaid within 36 months, the applicable promotional terms are the annual percentage rate of 28.5%, the total cost of the loan number 36 pcs. Late payments will be subject to statutory reminder fees and collection costs, as well as interest for the delayed period. Credit terms The issuer of the invoice and credit is Collector Bank AB, Lilla Bommens Torg 11, Box 11914, SE-404 39. For more information, visit www.collector.fi. European consumer credit information.
Collector's billing fee to the consumer will increase to EUR 3.80 from August 3, 2020 (before this: € 2.95). The change does not affect other prices or otherwise the operation of the payment method.
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